Brett over at the Art of Manliness is having a 30 day challenge for all of us guys out there – to become a better man. I encourage all of you to check it out and take the pledge. Today, he challenges all guys to talk to start a debt reduction plan.
I am always working to try and lower our debts. I am not always successful, and we continue to see large educational loan debt that does not seem to get any less (which is frustrating). I always try and pay more than I owe on my loans to work to pay off the loans earlier than the length of the loan, but again, I long to see more results, but they are slow in coming.
I think as humans we crave results, we crave to see things alter in a better direction. It does not always happen, but we still wish for it.
Every now and again I find myself saying, “Maybe I’ll win the lotto – but I’ll have to buy a ticket first” as a humorous look at the fact that wouldn’t it be nice if our financial situation changed for the better, but instead we continue to find ourselves being financially stable, but not moving forward with leaps and bounds like I would want. Yet, I must still say that we are stable and are able to do the things that we want to do, so I guess that is a positive thing, and it is something that I should not be complaining about as there are others that are in a much worse state of affairs.
So today, I am working to come up with other new ideas about how to bring in other money to try and pay down our debt slowly but surely.
How have you done it, what tricks and tips can you share?